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Zakat Harta · Malaysia 2026

Zakat, cleanly calculated.

Add up your zakatable wealth, subtract immediate debts, and we apply the 2.5% rate if you're above the nisab. Live results, official formula, links to every state board.

Nisab current · 2026 Source: PPZ-MAIWP ↗ Reviewed by Wilson Lee · 19 May 2026

Your wealth

Enter the values held continuously for one Hijri year (haul).

RM
RM
RM
RM
−RM
RM
Zakat payable
RM1,125
at 2.5% · above nisab
You keep Zakat (2.5%)
Total assetsRM 45,000.00
Less: debtsRM 0.00
Net zakatable wealthRM 45,000.00
Nisab thresholdRM 24,650.00
Show the formula
Zakat Harta (Malaysia):
Zakatable = Cash + Investments + Gold + Business − Immediate Debts
If Zakatable ≥ Nisab and held one Hijri year (haul):
Zakat = Zakatable × 2.5%

Nisab is set at the value of 85g gold. Each state zakat board publishes its own figure — check the link for your state below.
PPZ-MAIWP · zakat.com.my ↗

How Zakat Harta works in Malaysia

Zakat Harta is the annual obligation paid by Muslims on accumulated wealth — separate from Zakat Fitrah, which is paid before Eid. The rate is a flat 2.5%, and it only applies if two conditions are met: your wealth is above the nisab threshold, and you have held it continuously for one Hijri year (haul).

The formula

Malaysian Zakat Harta Zakatable Wealth = Cash + Investments + Gold + Business − Immediate Debts
If Zakatable ≥ Nisab (≈ value of 85g gold):
Zakat = Zakatable × 2.5%

What counts as zakatable wealth

Pay zakat in your state

Zakat must be paid to your state's authorised body. Pick yours:

Wilayah Persekutuan

PPZ-MAIWP

Kuala Lumpur, Putrajaya, Labuan.
Selangor

Lembaga Zakat Selangor

Subang, Shah Alam, Petaling Jaya, Klang.
Pulau Pinang

Zakat Pulau Pinang

George Town, Bukit Mertajam, Butterworth.
Johor

MAIJ

Johor Bahru, Muar, Batu Pahat.

Other states: Perak (MAIPk), N. Sembilan (MAINS), Melaka (MAIM), Pahang (MUIP), Terengganu (MAIDAM), Kelantan (MAIK), Kedah (LZNK), Perlis (MAIPs), Sabah (MUIS), Sarawak (Baitulmal MAIS).

Reminder · Tax tip

Zakat is a rebate against your income tax

Zakat paid to an approved authority reduces your income tax bill ringgit-for-ringgit, up to the full tax payable. Keep the receipt and enter it in your e-Filing under "rebat zakat."

See your tax bill →

Frequently asked questions

What is the haul, and how do I track it?
The haul is one full Hijri (lunar) year during which your zakatable wealth remained at or above the nisab. Most Malaysians pick a fixed date each year — commonly the start of Ramadan — and calculate based on the wealth held on that date. You don't need to track every transaction; the snapshot at your chosen anniversary is enough.
Why is the nisab different on different sites?
The nisab is the value of 85 grams of gold, and the gold price changes daily. Each state zakat board publishes its own figure based on local gold prices, usually updated monthly. The default in this calculator is a recent PPZ-MAIWP figure — always check your state's current nisab before paying.
Do I deduct my home loan or car loan?
Only immediate debts are deductible — money due now, like an outstanding credit card bill or this month's loan installment. The full outstanding balance of long-term loans (home, car, PTPTN) is not deducted, because those are paid over years from future income.
Is zakat the same as income tax?
No. Zakat is a religious obligation on wealth, charged at 2.5% on what you've accumulated. Income tax is a government tax on what you earn, charged at progressive rates. They overlap because zakat paid in Malaysia is a rebate against income tax payable — you can reduce your tax bill by the full amount of zakat paid, up to your total tax due.
Do I pay zakat on my EPF?
Rulings vary. PPZ-MAIWP and several state boards apply zakat only when EPF funds become accessible (Account 2 withdrawals for housing or education, or full withdrawal at age 55/60). Other scholars argue Account 1 should be included annually because the funds are owned. Check your state board's current fatwa.

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This calculator is for estimation only. Zakat rulings differ between state authorities and madhabs — always confirm with your state zakat board or a qualified scholar before paying. Not a fatwa. See our methodology for the full formula.